Terms of Service

1. Subject and Acceptance of Terms

Welcome to Tidyroot. These Terms of Service ("Terms") govern your access to and use of the website and services provided by Tidyroot, based in Edmonton, Alberta. By accessing or using our platform, you acknowledge that you have read, understood, and agree to be bound by these Terms, as well as our Privacy Policy and Cookie Protocol.

If you are using these services on behalf of a business or entity, you represent and warrant that you have the authority to bind that entity to these Terms. If you do not agree to these terms, you must immediately cease all use of our services.

2. Description of Services

Tidyroot provides informational resources, analytical data, and lead generation services related to the Canadian insurance market, specifically focusing on the Edmonton region. Our services include but are not limited to:

• Insurance risk assessment tools and data mapping.
• Educational content regarding life, disability, and property insurance.
• Actuarial terminology and industry risk ratio analysis.
• Facilitation of connections between users and licensed insurance professionals.

Please note that Tidyroot is not a licensed insurance carrier. We do not issue insurance policies or provide direct legal or financial advice. All information provided is for educational and analytical purposes only.

3. Rules of Use and Prohibitions

Users of Tidyroot are expected to act with integrity. You agree not to:

• Use the site for any fraudulent or illegal activities under the laws of Alberta or Canada.
• Attempt to interfere with the proper working of the site or bypass any security measures.
• Engage in "scraping" or automated data collection without express written permission from Tidyroot.
• Impersonate any person or entity or provide false information regarding insurance eligibility.
• Use the site's analytical data to discriminate against individuals in violation of the Alberta Human Rights Act.

4. Intellectual Property

All content, including text, graphics, logos, data visualizations, and code, is the exclusive property of Tidyroot or its content suppliers and is protected by Canadian and international copyright and trademark laws.

The "Tidyroot" name and logo are trademarks of the company. You are granted a limited, non-exclusive, non-transferable license to access the content for personal, non-commercial use only. Any redistribution or reproduction of part or all of the contents in any form is prohibited without prior written consent.

5. Disclaimer of Warranties

The services and information on this website are provided on an "as is" and "as available" basis. Tidyroot makes no representations or warranties of any kind, express or implied, as to the operation of the site or the accuracy, completeness, or reliability of the information, content, or materials included.

Insurance premiums and coverage availability are subject to individual underwriting by third-party carriers. Tidyroot does not guarantee that any user will qualify for insurance or that the rates displayed in analytical models will match actual market quotes.

6. Limitation of Liability

To the maximum extent permitted by the laws of Alberta, Tidyroot shall not be liable for any direct, indirect, incidental, special, or consequential damages resulting from the use or the inability to use our services, including but not limited to damages for loss of profits, data, or other intangibles.

This limitation applies whether the alleged liability is based on contract, tort, negligence, strict liability, or any other basis, even if Tidyroot has been advised of the possibility of such damage.

7. Applicable Law and Jurisdiction

These Terms and any dispute arising out of your use of the website or services shall be governed by and construed in accordance with the laws of the Province of Alberta and the federal laws of Canada applicable therein.

Any legal action or proceeding relating to your access to, or use of, the site shall be instituted in the courts located in Edmonton, Alberta. You agree to submit to the jurisdiction of, and agree that venue is proper in, these courts in any such legal action or proceeding.

8. Changes to Terms

Tidyroot reserves the right to modify these Terms at any time. We will notify users of any significant changes by posting the new Terms on this page and updating the "Last Updated" date. Your continued use of the site after such changes constitutes your acceptance of the new Terms.

9. Contact Information